United World Life Insurance Company
United World Life Medicare Supplement
You many not be familiar with the United World Life Insurance Company, but you should. They are part of one of the most successful Medigap insurance companies: Mutual of Omaha.
United World Life’s Medicare Supplement plans are one of the most popular products they sell because of their excellent service and financial stability.
About united world life insurance
Founded in 1983, United World Life Insurance Company is a subsidiary of Mutual of Omaha. United World Life is independent in their operations, but has the financial backing of their parent company. United World Life offers several types of insurance products to their senior market which includes Medicare Supplements, also known as Medigap.
Company Contact Information
United World Life medical claims address:
3300 Mutual of Omaha Plaza
Omaha, Nebraska 68175
United World Life Insurance Company provider phone number
United World Life Insurance Company Medicare supplement phone number:
1-800-775-1000
Financial Ratings & Strength
United World Life has received excellent marks from all of the major rating organizations as it shares the financial ratings of its parent company, Mutual of Omaha.
United World Life insurance ratings:
- A.M. Best: A+
- Standard & Poor’s: A+
- Moody’s: A1
- Better Business Bureau: A+
United World Life Medicare Supplement Reviews
United World Life gets high marks as one of the best Medicare Supplement companies in the nation. A United World Life Medicare Supplement policy provides you with the following highlights:
- A 12-month locked in rate
- A 30-day “free look period”
- Guaranteed renewable coverage
- National coverage
- Most Medigap plans have some foreign travel coverage
What are the advantages with buying United World Life Medicare plans?
- Household discount is available (depends on location)
- Simple no-hassle e-application
- Superb customer service
- Excellent claims support
- Policies issued quickly
How much do United World Life medicare supplement plans cost?
Premiums for United World Life Medicare supplement plans can vary significantly. Factors such as your age, location, gender, tobacco use and health can alter rates significantly. The best way to compare accurate rates of the most popular Medicare Supplements plans (F, G, and N) is to request a custom quote. Get started by clicking on “GET QUOTES” on this page.
United World Life Medicare Supplement Plans
Let’s begin with a brief overview of some of the Medicare Supplement plans available from United World Life:
United World Life Medicare Supplement Plan F
United World Life Medicare Supplement Plan F is the most comprehensive Medigap insurance plan available. Medigap Plan F covers all of your copayments and Coinsurance for your Part A and Part B. You’ll also be covered for all of your cost-sharing for blood, Excess charges, skilled nursing, as well as Hospice. Also, Plan F will provide you coverage of up to $50,000 of foreign travel emergency care. The chart below provides an overview of Plan F.
Medigap Plan F Details
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or Copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A Deductible | Yes |
| Part B Deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
United World Life Medicare Supplement Plan g
United World Life Medicare Supplement Plan G provides most of the same exact coverage as Medigap Plan F so it’s still an extremely comprehensive coverage plan. Plan G is typically less expensive compared to Plan F. The difference? Plan F pays the Part B deductible when you pay your Premium.
With Plan G, there is no coverage for the Part B deductible — you’re responsible for paying it. To put it another way, you save money with Plan G simply by paying the Part B deductible when you get care vs paying it into the plan.
Medigap Plan G Details
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
United World Life Medicare Supplement Plan N
United World Life Medicare Supplement Plan N provides shoppers a good balance with the amount of coverage you receive for the price you pay. You will pay your Part B deductible and the Part B excess charges on your own. Medigap Plan N also requires you to pay up to $20 per doctor visit and up to $50 for an emergency room visit.
It’s important to focus on “up to” as that is the maximum copay and it’s possible it could be less. Plan N includes foreign travel emergency benefits.
How to enroll in a United World Life Medicare Supplement?
Are you interested in a Medigap Plan with United World Life Insurance Company? REMEDIGAP is here to help you understand all of your options. We’re a licensed and independent broker who can show you what Medicare Supplement plans are available in your state. You’ll be able to compare plans and see if United World Life or another carrier like Western United Life, Cigna, Manhattan Life or GPM provides you the best value.
Get Quotes
Simply visit our our Medigap quote page by clicking the button located at the top of the page. You can also call us at (888) 411-1329. Don’t delay, you’ll have someone in your corner today!
Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder
Fact Checked by Joann Quinn
Chief Compliance Officer
As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.
