Skip to content
REMEDIGAP
Get Personalized Help Schedule My Free Call

Start Here

  • What Is Medicare?Start here if you’re new
  • Parts A, B, C & D ExplainedThe alphabet, simplified
  • What Medicare CoversWhat’s included — and what’s not
  • Medicare Costs & PremiumsDeductibles, copays and what you’ll actually pay
  • Common Medicare MistakesWhat most people get wrong before it’s too late

Your Situation

  • Turning 65 SoonYour enrollment checklist
  • Medicare and Still WorkingWhat to do if you have employer coverage
  • Already on MedicareCan you switch plans?
  • Helping a Parent or SpouseHow to guide someone you love
  • When Can I Sign Up?Enrollment windows and deadlines
Medicare eCourse

Learn at your
own pace.

Bite-sized Medicare lessons delivered right to your inbox, completely free.

Start learning free

Plan Options

  • Plan GThe most comprehensive Medigap plan available today
  • Plan NLower premium, some cost-sharing
  • Plan G vs. Plan NSide-by-side — which one is right for you?
  • Prescription Drug PlansUnderstanding standalone Part D coverage
  • Medicare Advantage PlansHow they work and what to watch for
  • High-Deductible Plan GLower monthly premium, higher out-of-pocket maximum

How Plans Work

  • Medigap vs. Medicare AdvantageWhich path is right for you?
  • What Medigap CoversFilling Medicare’s gaps
  • How Medigap Pricing WorksWhy the same plan costs different amounts
  • Will I Be Denied Coverage?Health questions and underwriting, explained simply
  • When Can I Enroll?Open enrollment windows and your rights
  • Can I Switch to a Medigap Plan?What’s possible and when
Free Quote

See your options.

Compare plans, carriers, and rates with a licensed agent. Free and no pressure.

Compare my options

Our Process

  • How the Process WorksSimple, unhurried and always at your pace
  • No Pressure — Our PromiseWhat we will and won’t do when you reach out
  • What Happens After I Enroll?We stay with you after the paperwork
  • Why Use an Independent Agent?More choices, one advisor

Why REMEDIGAP

  • About UsThe story behind a husband-and-wife Medicare agency
  • Why Work With UsWhat makes REMEDIGAP different
  • How We Get PaidFull transparency, no surprises
  • Client Reviews ★★★★★Real families, real experiences
Client Stories

You’re not alone.

See how other Medicare clients got answers, weighed their options, and moved forward with confidence.

Rated Excellent: 5/5 ★★★★★
13,000+ Students +
Read their stories

Learn

  • Free Medicare eCourse7 lessons, plain English, at your own pace
  • Medicare Plans By StateFind the plans available where you live
  • Medicare and Your HealthWhat Medicare covers for specific conditions
  • Understanding Medicare CostsPremiums, deductibles and what you’ll actually pay
  • Medicare Supplement CompaniesThe top-rated carriers and how they compare

Tools & Checklists

  • Turning 65 ChecklistEverything to do before your birthday month
  • Medigap Enrollment CalculatorFind your best window to enroll without penalties
  • Initial Enrollment CalculatorSee exactly when your Medicare coverage begins
  • Part B Penalty CalculatorFind out if a late enrollment penalty applies to you
  • Questions to Ask Your AgentSo you get the right plan, not just a plan
Medicare Resources

Know what to do.

Checklists, timelines, and calculators to help you stay organized and avoid costly mistakes.

Browse free tools
REMEDIGAP
    • Plan G
    • Plan N
    • Plan G vs. Plan N
    • Medigap vs. Medicare Advantage
    • High-Deductible Plan G
    • What Is Medicare?
    • Parts A, B, C & D Explained
    • Turning 65 Soon
    • Medicare Costs & Premiums
    • Common Medicare Mistakes
    • How the Process Works
    • No Pressure — Our Promise
    • What Happens After I Enroll?
    • Why Use an Independent Agent?
    • About Us
    • Client Reviews ★★★★★
    • Free Medicare eCourse
    • Medicare Plans By State
    • Medicare Supplement Companies
    • Turning 65 Checklist
    • Medigap Enrollment Calculator
    • Part B Penalty Calculator
    • Questions to Ask Your Agent
Book Free Consultation Book Free Consultation
Free Expert Medicare Guidance

Medicare Is
Confusing.
We Fix That.

REMEDIGAP is a team of former educators turned licensed Medicare experts. We’ve helped thousands of retirees understand their options — without the sales pressure.

Book a Free Consultation Talk to a Medicare Expert Get a Free Guide Start Learning for Free
13,000+ Students
Rated Excellent: 5/5
★★★★★
David S. · CLIENT · ★★★★★

“Going into retirement I knew I needed professional advice. Joann & Michael are exceptional — expert guidance I can trust.”

Sarah K. · CLIENT · ★★★★★

“They break Medicare down into simple, easy-to-understand pieces. They answer questions you don’t even know you have yet.”

Anne M. · CLIENT · ★★★★★

“I couldn’t have made the right decisions without them. They do all the hard work and boil it down. I finally have peace of mind.”

Robert R. · CLIENT · ★★★★★

“For five years I’ve counted on knowledgeable, professional service year after year. REMEDIGAP makes every client feel special.”

Jack B. · CLIENT · ★★★★★

“Switching Medicare plans felt impossible until I called REMEDIGAP. Within one conversation, everything made sense. Incredible service.”

Tom W. · CLIENT · ★★★★★

“No pressure, no confusing jargon — just honest answers. REMEDIGAP saved me hundreds of dollars and hours of frustration.”

Linda P. · CLIENT · ★★★★★

“I was so confused about Medicare until I found REMEDIGAP. They walked me through every option with patience and zero pressure.”

David S. · CLIENT · ★★★★★

“Going into retirement I knew I needed professional advice. Joann & Michael are exceptional — expert guidance I can trust.”

Sarah K. · CLIENT · ★★★★★

“They break Medicare down into simple, easy-to-understand pieces. They answer questions you don’t even know you have yet.”

Anne M. · CLIENT · ★★★★★

“I couldn’t have made the right decisions without them. They do all the hard work and boil it down. I finally have peace of mind.”

Robert R. · CLIENT · ★★★★★

“For five years I’ve counted on knowledgeable, professional service year after year. REMEDIGAP makes every client feel special.”

Jack B. · CLIENT · ★★★★★

“Switching Medicare plans felt impossible until I called REMEDIGAP. Within one conversation, everything made sense. Incredible service.”

Tom W. · CLIENT · ★★★★★

“No pressure, no confusing jargon — just honest answers. REMEDIGAP saved me hundreds of dollars and hours of frustration.”

Linda P. · CLIENT · ★★★★★

“I was so confused about Medicare until I found REMEDIGAP. They walked me through every option with patience and zero pressure.”

That’s exactly why REMEDIGAP exists. Education first. No pressure. Ever.

Talk to a Medicare Expert Book a Free Consultation
Does This Sound Familiar?

We Understand
the Frustration

You’re not alone. These are the six concerns we hear most from people navigating Medicare.

1

Afraid of Missing an Important Deadline

You know Medicare has enrollment windows and penalties, but you’re not sure which deadlines apply to you—or what happens if you miss one.

2

Not Sure Which Plan Is Actually Right

Medicare Advantage? Supplement? Part D? Every option sounds similar, but choosing the wrong one could affect your costs and coverage for years.

3

Worried About Unexpected Medical Bills

You want to know what you’ll really pay when you need care—not just the monthly Premium advertised in a brochure.

4

Tired of Sales Pitches and Robocalls

The closer you get to Medicare, the more phone calls, mailers, and advertisements seem to appear. You just want straightforward answers.

5

Concerned About Making an Expensive Mistake

You’ve heard stories from friends and family who chose the wrong coverage and regretted it later. You don’t want that happening to you.

6

Feeling Overwhelmed by All the Information

You’ve spent hours researching online, but the more you read, the more confusing Medicare seems to become.

The Truth

Medicare mistakes can be expensive.

Many people overpay or choose the wrong plan simply because they don’t know what they don’t know.

Learn How to Avoid These Mistakes → Start Learning For Free
How It Works

Simple steps. Total clarity.

No headaches. No sales tactics. Just a straightforward path from confused to confident — at your own pace.

Learn for Free

Step 1

Start with our free Medicare ecourse or download one of our free guides. Understand your options before you talk to anyone.

  • Free Medicare ecourse access
  • Downloadable plan comparison guides
  • Enrollment window explainers
Ideal for: Approaching Medicare
Get Free Access Start Learning Today

Compare Medigap Plans

Step 2

Review Medicare Supplement plans side by side and see which options may fit your coverage needs and budget.

  • Compare popular Medigap plan types
  • See coverage differences clearly
  • Get help choosing with no pressure
Ideal for: Comparing Plans
Compare Plans See Your Options

Get Personalized Help

Step 3

Book a free one-on-one consultation. We compare plans from top carriers side by side — no bias, no commission games.

  • Free one-on-one consultation
  • Side-by-side plan comparison
  • Top carriers, zero pressure
Ideal for: Personalized Help
📞 Book Your 1 on 1 Call Talk to a Medicare Expert
Joann and Michael Quinn, co-founders of REMEDIGAP

Here to help

Why Work With Us

More than just
Medicare agents

Before Medicare, we were educators — a teacher and a speech therapist. That background shapes how we explain your options to this day.

Former Educators

We taught before we ever sold a policy. Clear, patient explanations are built into everything we do.

Independent Advisors

No allegiance to any carrier. We compare top plans and let the numbers speak for themselves.

1,000+ Clients Helped

Over a decade guiding people through Medicare with confidence and zero pressure.

No Pressure. Ever.

Education first, always. We answer your questions without sales tactics or urgency.

Schedule a Free Consultation
Real Client Stories

Real people, finally
at peace with Medicare.

★★★★★

“Going into retirement I knew I needed professional advice. Joann & Michael Quinn are exceptional. I get expert advice, quickly, and what’s most important — I trust them.”

David S. David S.
REMEDIGAP Client
★★★★★

“They break it down into simple, easy-to-understand pieces. You could say they put the ‘remedy’ in REMEDIGAP! They answer questions you don’t even know you have yet.”

Robert R. Robert R.
REMEDIGAP Client
★★★★★

“I’ve been so impressed with REMEDIGAP over the last five years. In a constantly changing world, I know I can count on knowledgeable and professional service, year after year.”

Jack B. Jack B.
REMEDIGAP Client
★★★★★

“I couldn’t have made the right decisions without Joann and Michael at REMEDIGAP. I now have ‘peace of mind.’ They do all the hard work for you and boil it all down.”

Anne M. Anne M.
REMEDIGAP Client
★★★★★

“I wish I had found REMEDIGAP in the beginning. It would have saved me 3 months of headache. Joann is really awesome in the way she explains everything and she is a very genuine person.”

Billy S. Billy S.
REMEDIGAP Client
★★★★★

“This was the best thing I could have done for myself. Everything was explained so I could make the best choice for me. And when I need help later, they will be there.”

Diane L. Diane L.
REMEDIGAP Client
★★★★★

“My wife and I have been REMEDIGAP clients since 2018. Joann and Michael Quinn are simply the best in the business.”

Frank G. Frank G.
REMEDIGAP Client
★★★★★

“Simply put, Joann’s Medicare E-course is your best source for easy-to-understand Medicare information. Save your money and watch Joann’s videos.”

Rick G. Rick G.
REMEDIGAP Client
★★★★★

“I’m a fan… explained in plain terms and language, and questions get answered. Highly recommend REMEDIGAP.”

Tina H. Tina H.
REMEDIGAP Client
★★★★★

“Going into retirement I knew I needed professional advice. Joann & Michael Quinn are exceptional. I get expert advice, quickly, and what’s most important — I trust them.”

David S.
REMEDIGAP Client
★★★★★

“They break it down into simple, easy-to-understand pieces. You could say they put the ‘remedy’ in REMEDIGAP! They answer questions you don’t even know you have yet.”

Robert R.
REMEDIGAP Client
★★★★★

“I’ve been so impressed with REMEDIGAP over the last five years. In a constantly changing world, I know I can count on knowledgeable and professional service, year after year.”

Jack B.
REMEDIGAP Client
★★★★★

“I couldn’t have made the right decisions without Joann and Michael at REMEDIGAP. I now have ‘peace of mind.’ They do all the hard work for you and boil it all down.”

Anne M.
REMEDIGAP Client
★★★★★

“I wish I had found REMEDIGAP in the beginning. It would have saved me 3 months of headache. Joann is really awesome in the way she explains everything and she is a very genuine person.”

Billy S.
REMEDIGAP Client
★★★★★

“This was the best thing I could have done for myself. Everything was explained so I could make the best choice for me. And when I need help later, they will be there.”

Diane L.
REMEDIGAP Client
★★★★★

“My wife and I have been REMEDIGAP clients since 2018. Joann and Michael Quinn are simply the best in the business.”

Frank G.
REMEDIGAP Client
★★★★★

“Simply put, Joann’s Medicare E-course is your best source for easy-to-understand Medicare information. Save your money and watch Joann’s videos.”

Rick G.
REMEDIGAP Client
★★★★★

“I’m a fan… explained in plain terms and language, and questions get answered. Highly recommend REMEDIGAP.”

Tina H.
REMEDIGAP Client
★ See All 264 Five-Star Reviews Read What Clients Are Saying
The #1 Medicare Course

Not ready to talk
yet? Start here
for free.

Get one simple lesson each day that explains exactly how Medicare works, what deadlines matter, and the mistakes that can cost people thousands.

Join 13,000+ Americans who’ve used our course to prepare for Medicare with confidence.
  • ✓ Connect the dots between Medicare’s rules, deadlines, and coverage options
  • ✓ Learn the enrollment deadlines that can affect your coverage forever
  • ✓ Learn what you don’t know yet, before Medicare decisions become permanent
  • ✓ Have the “I had no idea that mattered” moments before you enroll
  • ✓ Avoid the mistakes most people don’t discover until it’s too late
Start My Free Course Send It to My Inbox 🔒 Delivered by email. One lesson per day. Unsubscribe anytime.
Free Course

Medicare clarity. Delivered daily.

Daily lessons. Real answers. Zero pressure.

  • Lesson 1 Welcome to Your Medicare Clarity Course Here’s what to expect and how this works Delivered
  • Lesson 2 The 4 Biggest Medicare Mistakes (and How to Avoid Them) Tomorrow
  • Lesson 3 Working Past 65: Do You Need to Enroll? What changes and what stays the same In 2 days
  • Lesson 4 Medicare Advantage: The Truth Pros, cons, and what most won’t tell you In 3 days
  • Lesson 5 Why So Many People Choose Medigap (Especially Plan G) In 4 days
  • Lesson 6 How to Choose the Right Medigap Carrier What really matters (and what doesn’t) In 5 days
  • And More… Even More Lessons Inside We dive deeper into prescriptions, enrollment windows, real stories, and much more. And beyond
New lessons delivered daily. Unsubscribe anytime.
Common Questions

Got questions?
We’ve got answers.

Yes, completely. Medicare brokers like us are paid by the insurance companies we work with — not by you. You will pay the same rate for your plan whether you use a broker or not. There are no additional fees for our help, our consultations, or enrolling in a plan through us.

Your cost is identical either way. The difference is our service. We’re independent — we compare plans from multiple top-rated carriers without bias or favoritism. We have in-depth knowledge of the insurance companies you won’t get if you buy direct. And unlike a company’s own sales team, we have no incentive to push you toward any particular plan.

Absolutely. You’ll receive one-on-one support from a nationally licensed advisor. Our licensed independent advisors complete annual Medicare education, certification, and training. REMEDIGAP is privately owned and operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services.

We start by understanding your coverage goals — your doctors, your prescriptions, your budget, and how often you use healthcare. Then we compare plan options from the nation’s top insurance companies side by side and walk you through the differences before you commit to anything.

Absolutely — in fact, that’s the ideal time. We prefer to connect with people before they need to make a decision, so there’s no pressure and plenty of time to learn. Start with one of our free guides or our free Medicare ecourse, and reach out whenever you’re ready. We’ll never rush you.

Still have questions? We’re happy to help — at no cost, no obligation.

Book a Free Consultation Talk to a Medicare Expert
Start Here

Feel Confident About Your Medicare Choices

Thousands of people have used REMEDIGAP’s free education to better understand Medicare. When you’re ready, our licensed advisors are here to help you review your options.

Get Free Medicare Education → Start Learning For Free Schedule a Free Call → Talk to a Licensed Advisor

Medicare Education First

Clear answers.
Personal guidance.
No pressure.

Helping you make informed Medicare decisions since 2013.

Start the #1 Medicare Course → Start the #1 Medicare Course →
REMEDIGAP

Learn

  • Medicare Basics
  • Medicare Supplement Plans
  • Medicare Advantage
  • Medicare Part D
  • Enrollment & Eligibility
  • Medicare by State

Resources

  • Free Medicare Course
  • Why Work With Us
  • Medicare Calculators
  • Turning 65?
  • Still Working?
  • Learning Center

Get Help

  • Get a Free Quote
  • Speak With an Advisor
  • Review My Medigap Rate
  • About REMEDIGAP
  • Client Stories
  • Contact Us

Medicare clarity.
When you need it.

No pressure. Just guidance.


© 2026 REMEDIGAP. All rights reserved.

Privacy Policy Terms of Use Accessibility Licensing & Disclosures

Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.

REMEDIGAP.com is privately owned & operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services.

Fact Checked

This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.

Learn more about our editorial standards
Michael Quinn

Michael Quinn

Licensed Agent, REMEDIGAP Founder

Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.

  • Facebook
  • YouTube
  • LinkedIn
joann quinn medicare

Joann Quinn

Licensed Agent, REMEDIGAP Founder

Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.

  • Facebook
  • YouTube
  • LinkedIn